Terms and Conditions | Building Transformation Team

Acceptance Of These Terms

These Terms and Conditions ("Terms") govern your use of buildingtransformationteam.com, joinbtt.com, the private Building Transformation Team account experience at app.joinbtt.com, and any page, form or service you reach from them. By using any of them, creating an account, submitting a form or starting a conversation with us, you accept these Terms and our Privacy Policy. If you do not accept them, please do not use our sites or services.

Who We Are

Legal entity. Building Transformation Team is a trade name operated by HOUSE OF BEVERLY, which is the entity name exactly as it appears on our federal tax record. The same entity is registered in Florida as HOUSE OF BEVERLY, LLC, a Florida limited liability company (Florida document number L23000034759), at 1451 NW 62nd St, Suite 300, Fort Lauderdale, FL 33309. BUILDING TRANSFORMATION TEAM is registered as a Florida fictitious name (registration number G23000012539). HOUSE OF BEVERLY and HOUSE OF BEVERLY, LLC are the same business, not two businesses; the difference is only the suffix convention of the two records. Text messages sent under our messaging programme are sent by HOUSE OF BEVERLY operating as Building Transformation Team.

Building Transformation Team is a trade name operated by HOUSE OF BEVERLY, registered in Florida as HOUSE OF BEVERLY, LLC. Building Transformation Team is an independent financial services agency that protects families and develops the leaders who serve them. Our sites let you learn about the team, read our published material, create a private account, request a private conversation with a leader, and coordinate team events.

Eligibility And Authority

Our sites and services are intended for adults. You must be at least 18 years old and legally able to enter a binding agreement in order to request a private session, begin onboarding with Building Transformation Team, or become a contracted agent. You do not need to declare your age to read our published material or to send us a general customer care question.

If you use our services on behalf of an organization, you confirm that you have authority to bind that organization to these Terms, and "you" then means both you and that organization.

Your Account And Account Security

Your account is personal to you. You are responsible for keeping access to it secure, which includes protecting the email account it is tied to, since anyone who can read that inbox can sign in. Do not let another person use your account and do not use anyone else's.

Some of the links we send you, including a private invitation and its one-time session link, are personal, time-limited and intended to work once. Do not forward, publish or share them. If you believe someone else has used your account or one of your links, tell us at once at info@buildingtransformationteam.com.

Email And Google Sign-In

You sign in either by requesting a one-time sign-in link sent to your email address, or by choosing to sign in with Google. There is no password on our side to create or remember. When you sign in with Google, Google confirms your identity to us and we receive confirmation of the email address you authenticated with. We never receive your Google password. Your use of Google's service is governed by Google's own terms and privacy policy, which we do not control.

Because sign-in is tied to an email address, whoever controls that inbox controls the account. Keep it secured, and tell us if it changes hands.

Prospect Status And Approved Agent Status

Creating an account makes you a prospective guest of Building Transformation Team. It is an account that lets you see the introduction material and ask for a private conversation when you are ready. It is nothing more than that.

Signing in does not constitute acceptance, appointment, licensing or employment. Creating an account, signing in, viewing our material, submitting a request or attending an introductory session does not make you an agent, a representative, a contractor, an employee, an appointee or a licensee of Building Transformation Team, of HOUSE OF BEVERLY, LLC, of PHP Agency or of any insurance carrier. It does not create an agency relationship, a partnership, a joint venture or an employment relationship of any kind.

Becoming an approved, contracted agent is a separate process. It requires a decision by Building Transformation Team, and it requires you to obtain and maintain any state licensing, carrier appointment, background clearance and continuing-education standing that the relevant regulator and carrier demand. Only when that separate process is completed, and documented in writing, does your status change.

Accurate Information

You agree that the information you give us is true, accurate, current and your own, and that you will keep it up to date. Do not impersonate another person or misstate your licensing status, your affiliation or who referred you. We rely on what you tell us when we decide whether to invite you to a private conversation, and a request based on inaccurate information may be declined or withdrawn.

Acceptable Use

Use our sites and services for their intended purpose, lawfully, and in a way that respects other people.
Do not submit content that is unlawful, deceptive, defamatory, harassing, hateful, obscene or infringing.
Do not submit another person's personal information without their permission.
Do not use our sites or our messaging to advertise, solicit or promote anything of your own.
Do not misrepresent yourself as speaking for Building Transformation Team, and do not publish material that presents you as an approved agent when you are not.
Do not use our material to make an earnings claim, an income projection or a promise of results to anyone.

Prohibited Access And Security Interference

Do not attempt to gain unauthorized access to any account, system, network, data or endpoint of ours.
Do not probe, scan, load-test or attempt to defeat any security or authentication measure, including our automated abuse protection, our rate limiting or our signed links.
Do not forge, tamper with, brute-force, replay or attempt to mint a signed link, token or invitation.
Do not submit automated, scripted or bulk requests to our forms or endpoints, and do not use a scraper, crawler or harvester on our sites except a well-behaved search engine crawler obeying our published rules.
Do not upload or transmit malware, or anything designed to disrupt, degrade or overload our systems.
Do not reverse engineer, decompile or attempt to derive the source of any part of our services, except to the extent that restriction is prohibited by law.

Intellectual Property

The Building Transformation Team name, logo, coin mark, wordmark, page designs, written material, images, video and other content on our sites belong to HOUSE OF BEVERLY, LLC or to its licensors, and are protected by copyright, trademark and other laws. Third-party names, marks and event artwork shown on our sites, including those of PHP Agency and of insurance carriers, belong to their respective owners and are used to identify them, not to claim them.

You may view and share our public pages by linking to them. You may not copy, reproduce, republish, adapt or use our content commercially, or use our name or marks, without our prior written permission.

Content You Submit

You keep ownership of what you submit. By submitting it, you grant us a non-exclusive, worldwide licence, granted at no charge, to store, reproduce and use it as needed to operate our services, respond to you, run our internal processes and meet our record-keeping obligations. You confirm you have the right to submit it. We may remove or refuse content that breaches these Terms, and we may retain records of a submission where our Privacy Policy or the law requires it.

If you send us an idea, a suggestion or feedback that is not personal information, we may use it without obligation or compensation to you.

Third-Party Services

We rely on service providers to operate our sites, including hosting, a customer relationship management platform, an email delivery provider, a database and identity provider, automated abuse protection and a scheduling platform. Our sites also link to sites we do not run. We are not responsible for the content, availability, security or practices of any third-party service, and your use of one is governed by that provider's own terms. The categories of provider and what they handle are described in our Privacy Policy.

AI-Assisted Features

Some features of our services are assisted by artificial intelligence. AI output may contain errors, omissions or outdated information. You are responsible for reviewing output before relying upon, publishing or acting upon it. AI-assisted output does not replace professional judgment or licensing obligations, and Building Transformation Team does not guarantee its accuracy.

No Reliance On AI Output

Nothing produced by an AI-assisted feature is legal, tax, financial, medical, insurance or compliance advice, and it must never be presented to a client, a prospective client or a regulator as though it were. If you are a licensed professional, your regulator holds you responsible for what you communicate, whatever tool helped you draft it. Check it before it leaves your hands.

No Guarantee Of Approval Or Results

Creating an account, viewing information, submitting a request or participating in an introductory session does not guarantee approval, appointment, contracting, licensing, employment, income, commissions, clients or business results. Outcomes depend on individual qualifications, licensing requirements, effort, conduct, market conditions and other factors outside Building Transformation Team's control.

No Earnings Or Success Guarantee

Anything we publish about the opportunity is general education. We make no representation, promise or guarantee about earnings, income, commissions, production, rank advancement or any other result. We do not publish income figures as a target and you should not treat any figure you hear anywhere as one. Any example, story or achievement described on our sites is that person's own experience and is not a promise that you or anyone else will achieve the same. Individual results vary and many people who begin do not reach any particular result.

Information Only, Not Professional Advice

Everything published on our sites, sent in our messages or discussed in an introductory conversation is general information and education. It is not legal, tax, accounting, investment, medical or individualized financial advice, and it is not a recommendation that any particular product is suitable for you. Your situation is your own, and no page can account for it. Before acting on anything you read here, speak with a licensed agent about your circumstances, and consult your own attorney or tax professional on the questions that belong to them.

Insurance Products, Applications And Coverage

No coverage exists until a carrier issues a policy. Nothing on our sites is an offer of insurance, a binder, or a promise that coverage will be issued, at any particular price or at all. Submitting a form, requesting information, speaking with a licensed agent, attending a consultation or even completing an application does not create coverage and does not bind any insurer. Coverage begins only when the insurance carrier approves your application and issues a policy, on the carrier's terms, and after any condition the carrier sets, including the first premium, has been met.

Insurance products are offered through licensed agents and are subject to each carrier's underwriting, eligibility rules, product availability by state, medical and financial requirements, pricing and final approval. Availability, benefits, riders, exclusions, limitations and cost differ by product, by carrier and by state, and can change. The policy contract issued by the carrier is the only document that governs your coverage; if anything we have said differs from it, the policy controls. Underwriting and claims decisions are made by the carrier, not by us, and we do not control them.

Insurance Licensing And Professional Compliance

Life insurance and related financial products are regulated. If you pursue this work, obtaining, maintaining and complying with your state licensing, your carrier appointments, your continuing education and every applicable advertising, suitability, privacy and consumer-protection rule is your own responsibility, whatever assistance or material we provide.

You must not solicit, quote, recommend or sell any insurance product unless you hold the licence and appointment that the relevant state and carrier require. You must not use our material, our name or our marks in any communication to the public in a way that breaches a carrier rule, a state advertising rule or these Terms. Nothing on our sites supervises, approves or certifies your communications; that responsibility sits with you and with the carrier or agency that supervises you.

Communications From Us

When you give us your email address, you agree that we may send you the messages needed to operate what you asked for: confirmations, sign-in links, private invitations, session details, reminders, replies and administrative notices. Those are part of the service and continue while your request or your account is open. Anything else we send you is optional, every message carries an unsubscribe link, and you may stop it at any time. We honour a stop request promptly, and permanently, unless you ask us to start again.

You also agree that notices we send electronically satisfy any legal requirement that a communication be in writing.

SMS Terms

By voluntarily providing your mobile number, affirmatively selecting a messaging permission and submitting a Building Transformation Team form, you agree to receive text messages of the kind you selected. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to receive text messages is not a condition of purchase. Delivery is subject to carrier availability and is not guaranteed.

Brand: Building Transformation Team.
Company: HOUSE OF BEVERLY d/b/a Building Transformation Team (registered in Florida as HOUSE OF BEVERLY, LLC).
Sender: messages in this program are sent from +1 561-559-4017.
Purpose Of The Messaging Program: customer care. We reply to inquiries you start, send the information you ask for, and coordinate the sessions you request.
Messages You May Receive: users who provide non-marketing SMS consent may receive acknowledgement of a consultation request they submitted, responses to the questions they asked, the coverage information they requested, scheduling and confirmation of a consultation with a licensed agent, appointment reminders, rescheduling and cancellation notices, and customer-support follow-up directly related to their request. The message we send most often goes to someone who sent us a consultation request and did not go on to choose a time: it tells them we have their request and gives them a link to book a time, or our telephone number if they would rather we booked it with them. Every link we send by text is on our own website, at buildingtransformationteam.com/book, and we do not use public URL shorteners. Consultations themselves are held by video or in person, whichever you choose when you book. Where you choose video, the link you use to join your meeting is sent to you by email, not by text; where you choose to meet in person, the office address is sent to you the same way. Our telephone number is included in our messages so you can always reach a licensed agent directly instead of using a link. Where you have an insurance application or policy in progress with us, we may also send a non-promotional status update on it, for example that a required document was received or that a review step has completed. We never send quotes, premium figures, policy or account numbers, payment details, medical information or any other sensitive financial or personal data by text; those are handled by telephone, by email or in person with a licensed agent.
Marketing And Non-Marketing Consent Are Separate Choices: our forms present two independent checkboxes, one for non-marketing messages about your request and one for marketing messages. Neither is preselected, neither is required, and the form submits whether you select one, both or neither. Selecting one never selects the other, and providing a telephone number by itself is never treated as permission to text you.
How You Opt In: we collect a mobile number and messaging consent in two places, the consultation request form on our Contact page and the Building Transformation Team appointment booking form shown before you choose a date and time. Consent is never assumed, purchased or transferred from another party.
Message Frequency: message frequency varies based on your inquiry, appointment activity, and communication preferences.
Cost: Message and data rates may apply.
HELP Instructions: if you need assistance, reply HELP or contact info@buildingtransformationteam.com. You may also call us at (954) 800-0385.
STOP And Opt-Out Instructions: you can cancel the SMS service at any time by replying STOP to +1 561-559-4017. After you send STOP, you will receive a confirmation that you have been unsubscribed. After this, you will no longer receive SMS messages unless you affirmatively opt in again.
How To Rejoin: if you opt out and later change your mind, complete the consent form again on our Contact page or on the appointment booking form, and affirmatively select the messaging permission you want. That new selection is what permits us to message you again. Replying START or UNSTOP may lift a block your carrier placed on the number, but on its own it does not create consent and it never grants marketing consent you did not select.
Revocation By Any Reasonable Method: STOP is not the only way to stop the messages. You may revoke consent by any reasonable method that clearly communicates your request. That includes replying with another word or phrase such as END, CANCEL, QUIT, UNSUBSCRIBE or a plain sentence asking us to stop, and it includes telling us by telephone, by email at the address above, or in the course of a conversation with a member of our team. We will honour a clear request however it reaches us and will not require you to use a specific keyword, a specific channel or a specific form of words.
Consent Is Not A Condition Of Purchase: you are never required to agree to receive messages in order to buy anything, to receive information, to be considered for anything, or to reach us. You can always use the telephone number and the email address published on every page.
Customer Support: HOUSE OF BEVERLY d/b/a Building Transformation Team, 1451 NW 62ND ST STE 300, Fort Lauderdale, FL 33309. Phone (954) 800-0385. Email info@buildingtransformationteam.com.
Carriers: wireless carriers are not responsible for delayed or undelivered messages, and carriers are not liable for delayed or undelivered messages.
Privacy: see our Privacy Policy for how we handle your information. We do not sell, rent or share mobile telephone numbers or text-message consent with third parties or affiliates for their marketing or promotional purposes.

Suspension And Termination

You may stop using our services at any time and may ask us to close your account. We may suspend or end your access, decline or withdraw a request, or remove content, if you breach these Terms, if we reasonably suspect fraud, abuse or a security risk, if a regulator or carrier requires it, or if we discontinue a service. Where it is reasonable to do so, we will tell you why.

Sections that by their nature should survive do survive, including intellectual property, content you submit, disclaimers, limitation of liability, indemnification, governing law and dispute provisions.

Disclaimer Of Warranties

Our sites, our services and all content are provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that our services will be uninterrupted, timely, secure or without error, that any defect will be corrected, or that any content, including AI-assisted output, is accurate, complete or current. Some jurisdictions do not allow certain disclaimers, so parts of this section may not cover you.

Limitation Of Liability

To the fullest extent permitted by law, neither HOUSE OF BEVERLY, LLC, doing business as Building Transformation Team, nor its owners, leaders, members, contractors or service providers, is liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profit, revenue, data, goodwill or business opportunity, arising out of or connected with your use of our sites or services, however caused and on any theory of liability.

Our liability is limited to the maximum extent permitted by applicable law. Some jurisdictions do not allow certain limitations, so parts of this section may not cover you, and nothing in these Terms limits any liability that cannot be limited by law.

Indemnification

You agree to defend, indemnify and hold harmless HOUSE OF BEVERLY, LLC, doing business as Building Transformation Team, and its owners, leaders, members, contractors and service providers, from any claim, demand, loss, liability, damage, cost or expense, including reasonable legal fees, arising out of your use of our sites or services, your content, your breach of these Terms, your breach of any law or regulation, including any licensing, advertising or consumer-protection rule, or your violation of the rights of any third party.

Governing Law

These Terms and any dispute arising out of them or out of your use of our sites and services are governed by the laws of the State of Florida, without regard to its conflict-of-law rules.

Dispute Resolution

If a dispute arises, please contact us first. Most matters are resolved quickly once someone looks at them, and you agree to give us at least thirty days from receiving your written notice to try to resolve it informally before starting a formal proceeding.

If it is not resolved informally, either of us may pursue the matter in a court of competent jurisdiction. Nothing here prevents either of us from bringing a matter in small claims court, or from seeking injunctive relief to protect intellectual property or system security. Nothing here shortens any period you have under applicable law to bring a claim, and nothing here waives any right you hold under a law that cannot be waived by agreement.

Changes To These Terms

We may update these Terms as our services and our obligations change. The current version is always the one on this page and the "Last updated" date above reflects it. Continued use after a change means you accept the updated Terms. If a change is material, we will take reasonable steps to tell you.

Events Outside Our Control

We are not responsible for a failure or delay in providing our sites or services that is caused by something outside our reasonable control. That includes an outage or failure at a hosting, network, telecommunications, carrier, messaging, scheduling or other service provider we depend on, a power or internet failure, a cyber attack, a natural event or severe weather, a public health emergency, a strike, a change in law or regulation, and an act of government. Where such an event occurs we will restore service as soon as we reasonably can, and any obligation affected by it is suspended for as long as the event continues.

Severability And Entire Agreement

If any provision of these Terms is held unenforceable, the rest remains in force and the unenforceable provision is limited to the minimum extent necessary. Our failure to enforce a provision is not a waiver of it. These Terms, together with our Privacy Policy, are the entire agreement between you and us about our sites and services. You may not assign your rights under these Terms; we may assign ours in connection with a transfer of the business.

How To Contact Us

Building Transformation Team is a trade name operated by HOUSE OF BEVERLY, registered in Florida as HOUSE OF BEVERLY, LLC. Questions about these Terms: info@buildingtransformationteam.com, telephone (954) 800-0385, or post to 1451 NW 62ND ST STE 300, Fort Lauderdale, FL 33309.